Patek Philippe Financing
Finance the purchase of your next Patek Philippe Nautilus, Aquanaut, Calatrava, Cubitus, Twenty 4, or any of the complications. You can finance both the purchase and your existing Patek Philippe watch collection. Additional information can be found in the Financing section and on our blog.
Financing process
Pay for your next Patek Philippe in 12 to 60 months up to a purchase price of CHF 250'000. You make the monthly payments from your regular income. At the same time, you protect yourself against (retail) price inflation by fixing the purchase price today. In the past, luxury brands have increased the retail prices of watches once or twice a year.
Yourasset acts as the payment enabler, while customers pay fixed monthly installments to our banking partner.
Customers enter their information securely via the Yourasset platform and create their personal login account to track the entire transaction from start to finish until they receive their new watch.
You can find more information on watch financing here.
Interest costs are tax deductible
Did you know that you can deduct the interest costs from your taxable income when you finance your watch?
Every customer in Switzerland benefits from this tax deduction. The higher your marginal tax rate is, the more you benefit.
For example, an interest rate of 9% is reduced to 6% if your marginal tax rate is 33%. You only pay interest on the outstanding financing amount.
For a Patek Philippe worth CHF 50'000, as shown in the chart on the right or below, the total interest costs over four years are around CHF 6'177 – that is CHF 1'544 per year or CHF 128.70 per month in this example.
Yourasset offers regulated and transparent financing solutions that provide real benefits to customers.
About Patek Philippe
Patek Philippe is the last Family-Owned Independent Genevan Watch Manufacturer. Iconic models are the Nautilus, Aquanaut, Calatrava, Cubitus, Ellipse, Twenty~4 and grand complications. Since 1839 without interruption, Patek Philippe has been perpetuating the tradition of Genevan watchmaking. As the last family-owned independent watch manufacturer in Geneva, it enjoys total creative freedom to entirely design, produce and assemble what experts agree to be the finest timepieces in the world – following the vision of its founders Antoine Norbert de Patek (1839) and Adrien Philippe (1845). The company name became Patek Philippe in 1851, and it is under this name that Patek Philippe created the first Swiss wristwatch ever made in 1868. Thanks to its exceptional know-how, Patek Philippe maintains a tradition of innovation hailed by an impressive repertoire of more than 80 patents.
Finance your next Patek Philippe
Explore pre-owned Rolex watches offered by our verified merchant partners and add the perfect watch to your collection or start one today.
Explore Patek Philippe watchesCollectors Leasing
The Collectors Leasing from Yourasset offers you the opportunity to borrow against your existing watch or luxury asset collection. For the first time worldwide. Unlock the tied-up liquidity in your luxury watch and luxury bag collection and use the capital for another purchase or an investment. You keep your watches and luxury assets and must not deposit them with us.
You are a Collector and own luxury watches or bags from Brands like Rolex, Patek Philippe, Audemars Piguet, Richard Mille, Hermes and Chanel.
With the Collectors Leasing you can unlock the tied-up capital in your luxury asset collection and use the capital for other purposes.
